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Mississippi Mechanic Lien Law: Complete Guide

Your Complete Guide to Mechanic Lien Rights Under Mississippi Code Annotated §85-7-131 et seq. — Private Works, Stop Notice, Payment Bonds & Public Projects

Mississippi mechanic lien deadline table with toggles for project type and claimant type.

Mississippi Preliminary Notice & Mechanic Lien Deadlines

Select your project type and role to see the deadlines that apply to you.

Project Type
Select Your Tier

Prime Contractor — In privity with the property owner

Preliminary Notice

Not Required

Mechanic Lien

90 days

Record the Claim of Lien with the chancery clerk within 90 days after last furnishing labor or materials.

Serve a copy of the recorded Claim of Lien on the owner within 2 business days of recording.

Enforcement

180 days

Commence the action to enforce the Claim of Lien within 180 days after recording.

Mississippi private project deadlines

Prime Contractor

Preliminary Notice: Not required. A prime contractor in privity with the owner has no Pre-Lien Notice obligation.

Mechanic Lien: Record the Claim of Lien with the chancery clerk within 90 days after last furnishing labor or materials. Serve a copy of the recorded Claim of Lien on the owner within 2 business days of recording.

Enforcement: Commence the action to enforce the Claim of Lien within 180 days after recording.

Subcontractors & Suppliers

Preliminary Notice: Not required for subcontractors and suppliers in direct contract with the owner. Claimants not in privity with the owner must serve a Pre-Lien Notice on the owner and prime contractor within 30 days of first delivery of labor or materials.

Mechanic Lien: Record the Claim of Lien with the chancery clerk within 90 days after last furnishing labor or materials. Serve a copy of the recorded Claim of Lien on the owner within 2 business days of recording. A Stop Payment Notice may also be served on the owner to freeze funds owed to the prime contractor.

Enforcement: Commence the action to enforce the Claim of Lien within 180 days after recording.

Remote Claimants

Preliminary Notice: Serve a written Pre-Lien Notice on the owner and prime contractor within 30 days of first delivery of labor or materials. Remote claimants not in privity with the owner must serve the Pre-Lien Notice to preserve lien rights. Best practice is to serve the Pre-Lien Notice at the very start of the project, not at the 30-day cutoff.

Mechanic Lien: Record the Claim of Lien with the chancery clerk within 90 days after last furnishing labor or materials. Serve a copy of the recorded Claim of Lien on the owner within 2 business days of recording. A Stop Payment Notice may also be served on the owner to freeze funds owed to the prime contractor.

Enforcement: Commence the action to enforce the Claim of Lien within 180 days after recording.

Mississippi public works deadlines

Prime Contractor

Preliminary Notice: Not applicable. The prime contractor is the principal on the payment bond and pursues payment through contract remedies, not a bond claim.

Bond Claim: Not applicable. Mechanic liens cannot attach to public property in Mississippi. Prime contractors pursue payment through contract remedies.

Lawsuit to Enforce Bond Claim: Contract remedies against the public owner, subject to any applicable notice-of-claim and limitations periods.

Subcontractors & Suppliers

Preliminary Notice: Not required for first-tier subcontractors or suppliers in direct contract with the prime contractor.

Bond Claim: Not applicable. Mechanic liens cannot attach to public property in Mississippi. Payment rights run through the payment bond.

Lawsuit to Enforce Bond Claim: Commence suit on the payment bond within 1 year from the date of the claimant's last furnishing of labor or materials.

Remote Claimants

Preliminary Notice: Serve a written notice of claim on the prime contractor within 90 days after last furnishing labor or materials.

Bond Claim: Not applicable. Mechanic liens cannot attach to public property in Mississippi. Payment rights run through the payment bond.

Lawsuit to Enforce Bond Claim: Commence suit on the payment bond within 1 year from the date of the claimant's last furnishing of labor or materials.

Mississippi Mechanic Lien Law Overview

Last updated April 2026 · Reviewed by Thomas Emalfarb, Esq.

Mississippi construction mechanic lien rights are governed by Mississippi Code Annotated §85-7-131, §85-7-181, and §85-7-185. This statutory framework provides Mechanic's Lien rights to contractors who furnish labor or materials for the improvement of real property in the State of Mississippi.

Mississippi has a unique system where contractors file a Notice of Mechanic Lien within 12 months after the date payment is due from the owner. The mechanic lien is effective only from the date of filing against subsequent lienors, so it should be filed as soon as possible to maximize priority. No preliminary notice is required for contractors.

For subcontractors and material suppliers who deal directly with the general contractor, Mississippi provides a 'Stop Notice' right instead of a traditional mechanic's lien. The Stop Notice allows subcontractors to give written Notice of Claim to the owner, who must then hold funds or face suit to declare a mechanic lien on the realty. Only those in privity of contract with the general contractor have Stop Notice rights.

Mississippi public works projects require payment bonds under §31-5-51. National Lien & Bond provides authoritative guidance on every aspect of Mississippi construction mechanic lien and bond compliance.

Frequently Asked Questions

What statute governs mechanic liens in Mississippi?

Mechanic's liens are governed by Mississippi Code Annotated §85-7-131, §85-7-181, and §85-7-185. Private bonds are governed by §85-7-189. Public works payment bonds are governed by §31-5-51.

Is a preliminary notice required to file a mechanic lien in Mississippi?

No preliminary notice is required for contractors. Subcontractors use the Stop Notice procedure — a written Notice of Claim to the owner — instead of a traditional mechanic lien. On public works, sub-subcontractors must give Notice of Claim on Bond within 90 days of last work.

What is the deadline to file a mechanic lien in Mississippi?

Contractors must file a Notice of Mechanic Lien within 12 months after the date payment is due. The mechanic lien is effective only from the date of filing, so prompt filing is essential for priority.

How does Mississippi mechanic lien law differ from other states?

Mississippi is unique in several ways: subcontractors use Stop Notices instead of traditional mechanic liens, the mechanic lien is effective only from the date of filing (no relation-back), the Stop Notice applies only while the owner holds funds, and equipment lessors and lower-tier claimants without GC privity have limited remedies.

What are the notice requirements for Mississippi public works bond claims?

First-tier subcontractors need no notice. Sub-subcontractors and materialmen must give Notice of Claim on Bond within 90 days of last work or supply of material. Suit must be filed within 1 year of final payment, abandonment, or termination.

What is the deadline to file suit to enforce a Mississippi construction mechanic lien?

Contractors: 12 months from debt due date. Subcontractors (Stop Notice): 1 year from last furnishing. Private bond: 1 year from earliest of final settlement publication, owner acceptance, or owner's actual use. Public bond: 1 year from final payment, abandonment, or termination.

Deadlines Are Unforgiving

Every Day You Wait Is a Day Closer to Missing Your Deadline

Construction lien deadlines are strict and unforgiving. Once they pass, your right to payment may be gone forever.

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